Good oral hygiene is something that is often overlooked as less important than maintaining a high standard of personal hygiene. The truth is, however, ensuring that your oral health is in top condition is essential so that you don’t fall victim to more serious health concerns later on in life. Aside from brushing and flossing twice a day, regular visits to your dentist are key to keeping your teeth in optimal condition.
Most healthcare professionals will recommend that you schedule a visit to your dentist every six months to have a routine checkup where you can be checked for any underlying complications that could have started developing. However, with the majority of the population having busy lifestyles and high outgoings for bills and rent, taking out insurance plans don’t seem to be much of a priority. This is surprising given the fact that studies have shown that individuals who have dental benefits are far more likely to visit the dentist more frequently, receive treatment, and have a better standard of health overall than those who do not.
In this article, we will be looking at why dental insurance plans are important and how you can benefit from selecting a good dental health plan.
Dental Care Will Positively Affect Your Life in the Following Ways:
- United Healthcare covers 100% of preventative treatments, meaning that in the long-term you will save money. If you visit your dentist frequently, any dental problems will be caught early on, saving you the need to spend your hard-earned cash on expensive dental procedures when your symptoms get serious.
- Save money on treatment. If you use a network dentist, then United Healthcare will pay a portion (or the total) of the cost of the bill directly to the practitioner and you will only have to pay whatever is outstanding. This saves you having to have the disposable funds to pay the amount in full straightaway and later claim it back.
- You will be entitled to discounted rates. United Healthcare network dentists offer discounted prices for treatment meaning that even if your treatment isn’t covered 100% you will still end up paying far less for procedures than you would if you had no dental health care at all.
And When Using Your Dental Benefits, You Can Also Look Forward to the Following:
- Save Time. It has been reported that students miss as many as 51 million school hours each year (when combined), due to oral or dental-related ailments. When it comes to adults, the statists aren’t much better; 164 million work hours go to waste each year thanks to dental issues. Preventative care and treatments will stop you from leaving problems until the last minute to deal with them and, as a result, required procedures are usually minor.
- An Improvement in Your Overall Health. Current research has identified poignant links between good oral health and general bodily health. Did you know that the symptoms of numerous medical illnesses are often detected via an oral exam of your mouth and neck? What’s more, dental infections can further complicate or cause illnesses like heart disease and diabetes.
Who Needs Dental Insurance?
Simply put, if you are a living, breathing human, then a dental plan is always a good idea, regardless of your age, as you will need quality dental care from time to time. Everyone from small toddlers to the elderly should pay a visit to a dentist at least once a year (as a bare minimum) to make sure that everything is in order with regards to their oral health.
Why Choose United Healthcare?
United Healthcare holds a stellar reputation nationwide, thanks to the variety of dental plans and benefits that they offer. Some plans offer zero-dollar copayment and busy individuals have the added bonus of having a virtual consultation with a practitioner from the comfort of their work or home environment. They offer excellent dental benefits and the company also has an exceptionally strong local and national network with over 100,000 providers accepting United Healthcare dental insurance, meaning you will be spoilt for choice when choosing a dentist in your local area.
United Healthcare dental also offers tailor made plans that are designed to suit your dental needs including:
- Preventative care services including teeth cleaning with zero deductibles or waiting period
- Coverage for a variety of services such as fillings or emergency care as well as major treatments like root canals or orthodontics
- A large and strong network of over 85,000 dental practices
- You do not need to submit claim forms as United Healthcare pay in-network practitioners directly
- No age restrictions, so all your family members will be covered for treatments—even the elderly
How Can I Find a Dentist in My Area Who Accepts United Healthcare?
The easiest way to find an in-network United Healthcare dentist in your immediate local area is to phone one of our agents at 1 (888) 420-6826 and you will be referred to a reputable dental practitioner who will be able to see you as soon as possible. Alternatively, if you are already a United Healthcare customer, you can search for dentists via their website or in the brochure you were provided with when you signed up for your dental plan. Recommendations from family or friends are also useful and due to the fact that United Healthcare is one of the most popular dental insurers in the country and you will likely know someone who can refer you to the practice they use.
While dental insurance might seem like a costly outlay, think about how much more it would cost you to get emergency care without any plan at all. It has also been proven that the majority of people without any kind of coverage frequently skip routine visits to their dentist, meaning that they only see a dentist when a problem is already severe and thus treatment becomes far more expensive. Even if you feel like your teeth are in great shape, everything can change in a split second and it is always a wise idea to be prepared for any kind of health issue that you could encounter.